Share of Homes That Are Cost-Burdened in New Hampshire

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Why This Indicator Matters

Housing costs are one of the largest financial burdens that families face. Households where more than 30 percent of income goes to owner costs or gross rent are considered cost burdened. High housing costs can make it difficult for families to afford such necessities as food, clothing, transportation, child care, and medical care.

Housing cost burden can lead to housing insecurity, which is detrimental to children’s overall health and wellbeing. Poor housing conditions can lead to health problems and developmental delays. Children who move frequently due to unstable housing are less successful in school, are at higher risk for behavioral issues, and have less access to health care services.

Across New Hampshire, with little county variation, the highest rate of cost burden is found among renters, followed by those in mortgaged homes, then those in homes owned outright.
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Definitions:

Share of households spending 30 percent or more of their total income on gross rent (rent plus utilities) or owner costs (mortgage, taxes, fees, and utilities) in the 20122016 and 2015–2019 time period.

Data Source: Source: American Community Survey, Tables B25070 and B25091, 2016 and 2019 5-year estimates


Why This Matters Sources:
U.S. Department of Housing and Urban Development (HUD)(n.d.).https://www.hud.gov/program_offices/comm_planning/ affordablehousing/
Centers for Disease Control and Prevention (CDC). 2005. Third National Report on Human Exposure to Environmental Chemicals. Washington, D.C.: Department of Health and Human Services.
National Housing Center (2014). Should I Stay or Should I Go? http://www.nhc.org/media/files/HsgInstablityandMobility. pdf p. 4

Footnotes: 90% confidence interval